Mutual Funds
Grow your wealth with expert-guided investments
Start Your Wealth Creation Journey
Mutual funds are one of the most effective ways to build wealth over time. By pooling money from multiple investors, mutual funds provide access to professionally managed, diversified portfolios—even with small investment amounts.
At MRP Associates, our AMFI-certified advisors help you select the right funds based on your financial goals, risk appetite, and investment horizon.
Types of Mutual Funds
Equity Funds
Invest primarily in stocks for higher growth potential. Best for long-term goals like retirement or wealth creation.
Debt Funds
Invest in bonds and fixed-income securities. Lower risk, stable returns ideal for short to medium-term goals.
Hybrid Funds
Mix of equity and debt for balanced risk-return. Perfect for moderate risk investors seeking stability with growth.
ELSS (Tax Saver)
Equity funds with tax benefits under Section 80C. Shortest lock-in (3 years) among 80C investments.
Index Funds
Mirror market indices like Nifty 50 or Sensex. Low-cost passive investing with market-matching returns.
Liquid Funds
Ultra-short-term debt funds for parking surplus cash. Better returns than savings account with high liquidity.
Why Invest in Mutual Funds?
- ✓Professional Management: Expert fund managers make investment decisions on your behalf
- ✓Diversification: Your money is spread across multiple securities, reducing risk
- ✓Start Small: Begin with as low as ₹500 per month through SIP
- ✓Liquidity: Most funds allow easy withdrawal (except ELSS lock-in)
- ✓Tax Efficiency: ELSS offers tax deduction; long-term equity gains up to ₹1 lakh are tax-free
- ✓Power of Compounding: Stay invested long-term and watch your wealth multiply
- ✓Transparency: Daily NAV updates and regular portfolio disclosures
- ✓Regulated: SEBI-regulated for investor protection
SIP: The Smart Way to Invest
Systematic Investment Plan (SIP) is the most popular way to invest in mutual funds. Here's why:
- Rupee Cost Averaging: Buy more units when prices are low, fewer when high
- Discipline: Automate your investments like EMI
- Flexibility: Increase, decrease, pause, or stop anytime
- No Timing Required: Don't worry about market timing
- Goal-Based: Align SIPs with specific financial goals
SIP Investment Examples
| Monthly SIP | Duration | Expected Return | Corpus |
|---|---|---|---|
| ₹5,000 | 10 years | 12% p.a. | ₹11.6 Lakhs |
| ₹10,000 | 15 years | 12% p.a. | ₹50.5 Lakhs |
| ₹15,000 | 20 years | 12% p.a. | ₹1.5 Crore |
| ₹25,000 | 25 years | 12% p.a. | ₹4.7 Crore |
Returns are illustrative. Actual returns may vary based on market conditions.
Investment Solutions for Every Goal
Children's Education
Start early for college or higher education expenses. 15-18 year horizon works best.
Home Down Payment
Build your dream home fund with balanced or equity funds over 5-7 years.
Retirement Planning
Create a substantial retirement corpus through disciplined long-term investing.
Wedding Fund
Plan for your or your children's wedding with goal-based investments.
Vehicle Purchase
Save for your next car or bike without taking a loan.
Emergency Fund
Park 6 months' expenses in liquid funds for easy access.
Our Fund House Partners
We distribute mutual funds from India's top Asset Management Companies:
- SBI Mutual Fund
- HDFC Mutual Fund
- ICICI Prudential MF
- Axis Mutual Fund
- Nippon India MF
- Kotak Mutual Fund
- Mirae Asset MF
- UTI Mutual Fund
- DSP Mutual Fund
- Parag Parikh MF
Frequently Asked Questions
❓ Is mutual fund investment safe?
Mutual funds are market-linked and carry risk. However, with proper asset allocation and long-term horizon, they have historically delivered good returns. Diversification helps manage risk.
❓ What is the minimum investment in mutual funds?
You can start a SIP with as low as ₹500 per month in most funds. Lump sum investments typically start at ₹1,000-5,000 depending on the fund.
❓ How are mutual fund returns taxed?
Equity funds: STCG (under 1 year) at 15%, LTCG (over 1 year) at 10% above ₹1 lakh. Debt funds: Taxed as per income slab. ELSS offers ₹1.5 lakh deduction under 80C.
❓ Can I withdraw my mutual fund investment anytime?
Open-ended funds allow withdrawal anytime (except ELSS which has 3-year lock-in). Redemption amount is typically credited within 2-4 business days.
Start Your Investment Journey Today
Get personalized fund recommendations based on your goals and risk profile.
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