Loans
Fast, flexible financing solutions tailored to your needs
Finance Your Dreams
Whether you're buying your dream home, funding your child's education, expanding your business, or handling an emergency—we're here to help you find the perfect loan solution with competitive interest rates and flexible terms.
At MRP Associates, we partner with leading banks and NBFCs to bring you the best loan offers with minimal documentation and quick processing.
Types of Loans We Offer
Home Loans
Make your dream home a reality with attractive interest rates, long tenure options up to 30 years, and tax benefits.
Personal Loans
Unsecured loans for any purpose—travel, wedding, medical emergencies, or home renovation. Quick disbursal.
Business Loans
Fuel your business growth with working capital loans, machinery finance, and business expansion loans.
Vehicle Loans
Drive home your dream car or bike with up to 100% financing and flexible EMI options.
Education Loans
Invest in your future with loans covering tuition, living expenses, and education abroad.
Loan Against Property
Unlock the value of your property with high loan amounts at lower interest rates than personal loans.
Why Choose Us for Your Loan?
- ✓Best Rates: Access to competitive rates from 20+ banks and NBFCs
- ✓Quick Processing: Loan approval within 24-72 hours
- ✓Minimal Documentation: Paperless processing with digital verification
- ✓Expert Guidance: We help you choose the right loan for your needs
- ✓No Hidden Charges: Complete transparency on fees and charges
- ✓Free Service: Our loan advisory service is completely free
Loan Comparison Overview
| Loan Type | Interest Rate | Tenure | Max Amount |
|---|---|---|---|
| Home Loan | 8.35% - 9.50% | Up to 30 years | ₹10 Crore+ |
| Personal Loan | 10.50% - 18% | 1-5 years | ₹40 Lakhs |
| Business Loan | 11% - 16% | 1-5 years | ₹50 Lakhs |
| Vehicle Loan | 7.25% - 12% | 1-7 years | 100% On-road |
| Education Loan | 8.5% - 11.5% | Up to 15 years | No Limit* |
| LAP | 8% - 12% | Up to 20 years | ₹10 Crore+ |
Interest rates and terms vary based on profile. Contact us for personalized quotes.
Loan Details
Home Loans
Your home is one of the biggest investments of your life. We help you finance it right:
Lowest Interest Rates
Starting from 8.35% p.a. with leading banks
Long Tenure
EMIs spread over up to 30 years for lower monthly payments
Tax Benefits
Deductions on principal (80C) and interest (24b) payments
Personal Loans
For all your immediate financial needs without collateral:
- Wedding expenses
- Medical emergencies
- Home renovation
- Travel and vacation
- Debt consolidation
- Gadget purchase
Processing time: As fast as 4 hours with instant approval banks.
Business Loans
Grow your business with the right financial support:
- Working Capital Loans: Manage day-to-day operations
- Term Loans: Long-term business investments
- Equipment Finance: Purchase machinery and equipment
- Invoice Financing: Get cash against pending invoices
- MSME Loans: Special schemes for small businesses
Our Lending Partners
Banks
SBI, HDFC Bank, ICICI Bank, Axis Bank, Kotak Bank, Bank of Baroda, PNB
Housing Finance
HDFC Ltd, LIC Housing, Bajaj Housing, PNB Housing, Tata Capital
NBFCs
Bajaj Finserv, Tata Capital, L&T Finance, Fullerton, IIFL
Documents Required
For Salaried Individuals
- PAN Card and Aadhaar Card
- Latest 3 months salary slips
- Last 6 months bank statements
- Form 16 or ITR
For Self-Employed / Business
- PAN Card and Aadhaar Card
- Business proof and registration
- Last 2 years ITR with computation
- Last 12 months bank statements
- GST returns (if applicable)
Frequently Asked Questions
❓ What is the minimum credit score required for a loan?
Generally, a CIBIL score of 700+ is preferred. However, different lenders have different criteria. We can help you find options even with lower scores or help improve your creditworthiness.
❓ How is loan eligibility calculated?
Eligibility depends on income, existing obligations, credit score, employment stability, and age. Typically, EMIs should not exceed 50-60% of your net monthly income.
❓ Can I prepay my loan before tenure ends?
Yes, most loans allow part or full prepayment. Floating rate home loans have zero prepayment charges. Personal and fixed-rate loans may have nominal charges (typically 2-4%).
❓ How long does loan approval take?
Personal loans can be approved within hours. Home loans typically take 5-7 working days from document submission to sanction. Business loans take 7-10 days.
Check Your Loan Eligibility
Get instant quotes from multiple lenders and find the best deal.
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