📊 SIP Calculator

Calculate your Systematic Investment Plan returns

Monthly Investment Amount (₹)

Minimum ₹500 | Maximum ₹10,00,000

Expected Annual Return (%): 12%

Investment Duration: 10 years

Expected Returns

₹11,61,695

Total Value at Maturity

Investment Breakdown

Total Investment₹6,00,000

Estimated Returns₹5,61,695

Return Multiple1.94x

What is SIP?

A Systematic Investment Plan (SIP) is an investment strategy where you invest a fixed amount regularly in mutual funds. It helps you build wealth over time through the power of compounding and rupee cost averaging.

Benefits of SIP

• Disciplined Investing - Regular investments help build a savings habit
• Rupee Cost Averaging - Buy more units when prices are low, fewer when high
• Power of Compounding - Your returns generate additional returns over time
• Flexible Investment - Start with as low as ₹500 per month

How is SIP Calculated?

The SIP calculator uses the future value formula for regular investments:

FV = P × [(1 + r)^n - 1] / r × (1 + r)

Where:

• FV = Future Value of the investment
• P = Monthly investment amount
• r = Monthly rate of return (annual rate / 12)
• n = Total number of payments (years × 12)